Guides & Resources

The Kayo Guides

Free, practical guides for South Africans: CVs, studying, money, and running a small business.

What Must Be in Writing in a South African Employment Contract?
What Must Be in Writing in a South African Employment Contract?

The BCEA lists what must be in writing when you hire someone, even in a tiny business. The full list, the 2026 wage numbers, and the fixed-term rules.

Who Has to Pay Provisional Tax in South Africa, and By When?
Who Has to Pay Provisional Tax in South Africa, and By When?

Freelancers, landlords and directors: if you earn income outside PAYE, your first IRP6 for the 2027 tax year is due 31 August 2026. Who pays, and how.

What Must a Written Warning Include in South Africa?
What Must a Written Warning Include in South Africa?

A valid SA written warning needs seven specific elements to stand up at the CCMA. The full checklist, the six-month convention, and the mistakes to avoid.

Rental Deposits in South Africa: Your Rights as Tenant or Landlord
Rental Deposits in South Africa: Your Rights as Tenant or Landlord

What the Rental Housing Act says about deposits: where the money must sit, the two inspections that decide deductions, and the refund deadlines both sides should know.

How to Study for Matric Finals: A System That Actually Works
How to Study for Matric Finals: A System That Actually Works

Forget highlighting and all-nighters. The study methods with real evidence behind them (retrieval, spacing, past papers and sleep), arranged into a matric-ready system.

Hiring Your First Employee in South Africa: Contracts, BCEA and the CCMA
Hiring Your First Employee in South Africa: Contracts, BCEA and the CCMA

The paperwork and legal duties that come with hire number one: written particulars, UIF, probation myths, fair discipline, and why the CCMA only respects a paper trail.

7 Digital Side-Hustles You Can Start This Weekend in SA
7 Digital Side-Hustles You Can Start This Weekend in SA

Low-cost, digital-first side-hustles South Africans can start fast, and the templates that make each one easier.

SARS Tax Brackets 2026/27 Explained (With Examples)
SARS Tax Brackets 2026/27 Explained (With Examples)

Understand the new 2026/27 SARS income tax brackets, rebates and thresholds, and work out what you'll actually take home.

How to Write a CV in South Africa (2026 Guide)
How to Write a CV in South Africa (2026 Guide)

A clear, recruiter-backed guide to writing a CV that passes ATS scanners and lands interviews in the SA job market.